Different Types of Bonds

A bond is a debt security that is run by the government or an agency.

Following are some of the main types of bonds:

1) Corporate Bonds - These are issued by large corporations and have higher yields because there is a higher risk of a company defaulting as compared to government bonds.

2) Government Bonds - These are the bonds issued by government in its own currency. They are usually referred to as risk-free bonds. Bonds issued by national governments in foreign currencies are referred to as sovereign bonds.

3) Zero-Coupon Bonds - This is a type of bond that does not pay interest and sold at a lower than par value. For example, a zero-coupon bond with a $10,000 par value and 20 years to maturity is trading at $2,000; you will be paying $2,000 today for a bond that will be worth $10,000 in 20 years.

4) Junk Bonds - Also known as a "high-yield bonds", they are rated lower because of high default risk.

5) Convertible Bond - This gives the holder the right to convert it into common shares of the issuer at some fixed ratio in a particular date. They have a coupon payment.

6) Inflation-indexed (or inflation-linked) Bond - It provides protection against inflation, and is designed to cut out the inflation risk of an investment.

7) Foreign Currency Bond - This is issued by an issuer in a currency other than its national currency.

8) Extendible and Retractable Bonds - They have more than one maturity date. Extendable bonds allow the holder to extend its initial maturity at a specific date or dates.

* Next: Characteristics of Bonds

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Kelvin Wong Loke Yuen is an experienced writer with a strong background in finance, specializing in the creation of informative and engaging content on topics such as investment strategies, financial ratio analysis, and more. With years of experience in both financial writing and education, Kelvin is adept at translating complex financial concepts into clear, accessible language for a wide range of audiences. Follow him on: LinkedIn.

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